Employees Vs. Independent Contractors: Who’s Covered Under a Workers’ Compensation Policy?

Posted on: April 3, 2017 by Care Providers Insurance

Employers should understand the difference between employees and independent contractors when deciding whether or not to invest in a workers’ compensation insurance policy. Without understanding this distinction, your clients may decline to purchase a workers’ compensation policy, leaving them under-insured and vulnerable to lawsuits. Below are answers to frequently asked questions regarding employees and independent […] Read More

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New Exclusive Education PL Form

Posted on: February 9, 2017 by Care Providers Insurance

CPS Now Offers an Exclusive Professional Liability Form for Your Charter and Private School Package Form Name: Educational Organization Professional Liability Coverage Form What’s New: ✔ “Who is an Insured” section of the form has been enhanced to include errors and omissions or school governed boards and organizations such as PTO/PTA ✔  Added definitions for “educational” […] Read More

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Demystifying D&O for Nonprofits

Posted on: January 19, 2017 by Care Providers Insurance

A nonprofit organization’s officers and board of directors are responsible for the governance of a nonprofit. Because a nonprofit does not have shareholders, all responsibilities of ownership fall on its board members. While the board of directors acts as a single entity, each individual member has a primary legal duty to make sound decisions regarding […] Read More

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Care Providers Partners with Praesidium to Reduce Abuse

Posted on: November 1, 2016 by Care Providers Insurance

Care Providers Insurance Services is proud to partner with Praesidium in order to provide top-level loss control services to our insureds. Through this partnership, any Care Providers insured automatically gains access to Praesidium’s various services at a discounted rate or zero cost. For over 20 years, Praesidium has worked with 4,000 clients across diverse industries […] Read More

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Myths About Directors & Officers Liability

Posted on: October 1, 2015 by Care Providers Insurance

Lawsuits against Directors and Officers on nonprofit boards are increasing at an alarming rate. Still, many find themselves under insured and completely unaware of the fact that directors’ and officers’ personal assets are at risk without D&O insurance. In today’s society, nonprofits and their boards commonly face allegations of wrongdoing that wrack up some large bills. […] Read More

Posted in: blog Employment Practices Liability liability insurance Non-Profit Insurance nonprofit insurance professional liability Social Services Uncategorized

How to Make a Workplace Safety Plan

Posted on: September 9, 2015 by Care Providers Insurance

Any organization can be the victim to workplace violence. With careful planning, an organization will be able to identify and diffuse situations before they develop. Additionally, organizations will be better able to respond to a crisis. Here are three steps to help your organization avoid workplace violence: Step 1: Assess your risk, and take prevention […] Read More

Posted in: liability insurance Non-Profit Insurance professional liability Social Services Uncategorized Workers Compensation

The 4 reasons why your clients need cyber liability insurance

Posted on: August 5, 2015 by Care Providers Insurance

  What’s the common denominator between a three hour shut down of the New York Stock Exchange, a network failure that grounded all United Airlines flights, and the recall of over 1.4 million jeep vehicles? Cyber threats. And if cyber-crime can affect some of the largest organizations in the United States, it can definitely hurt […] Read More

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Niches: Small Markets with Huge Returns

Posted on: July 1, 2015 by Care Providers Insurance

Have you ever heard the term “Jack of all trades, master of none”? This figure of speech refers to the individual who can show competency in a variety of areas, but doesn’t excel at anything in particular. In the book Riches in Niches: How to Make It Big in a Small Market, author Susan A. […] Read More

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3 Things Nonprofits Should Think About When Making SMART Goals

Posted on: June 19, 2015 by Care Providers Insurance

Most nonprofit organizations use the SMART goal-setting strategy to outline their future success. Generally, the letters break down as follows: Specific, Measurable, Attainable, Relevant, and Timely. Although getting SMART with your goals will help your organization focus its efforts, today’s fast-paced and dynamic business environments require nonprofits to break out of traditional models of thinking. […] Read More

Posted in: Non-Profit Insurance Social Services

Mitigating Risk for Summer Camps and Sports Camps

Posted on: June 3, 2015 by Care Providers Insurance

As summer approaches, and summer youth camps and sports camps begin, it is important to remember the potential risks associated with running a camp for young athletes. Physical injury, illness, abuse, and property damage are only a few of the risks that must be managed throughout the program. Controlling these risks can be extremely challenging; […] Read More

Posted in: blog Social Club Insurance

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