New Exclusive Education PL Form

Posted on: February 9, 2017 by Care Providers Insurance

CPS Now Offers an Exclusive Professional Liability Form for Your Charter and Private School Package Form Name: Educational Organization Professional Liability Coverage Form What’s New: ✔ “Who is an Insured” section of the form has been enhanced to include errors and omissions or school governed boards and organizations such as PTO/PTA ✔  Added definitions for “educational” […] Read More

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Demystifying D&O for Nonprofits

Posted on: January 19, 2017 by Care Providers Insurance

A nonprofit organization’s officers and board of directors are responsible for the governance of a nonprofit. Because a nonprofit does not have shareholders, all responsibilities of ownership fall on its board members. While the board of directors acts as a single entity, each individual member has a primary legal duty to make sound decisions regarding […] Read More

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Myths About Directors & Officers Liability

Posted on: October 1, 2015 by Care Providers Insurance

Lawsuits against Directors and Officers on nonprofit boards are increasing at an alarming rate. Still, many find themselves under insured and completely unaware of the fact that directors’ and officers’ personal assets are at risk without D&O insurance. In today’s society, nonprofits and their boards commonly face allegations of wrongdoing that wrack up some large bills. […] Read More

Posted in: blog Employment Practices Liability liability insurance Non-Profit Insurance nonprofit insurance professional liability Social Services Uncategorized

How to Make a Workplace Safety Plan

Posted on: September 9, 2015 by Care Providers Insurance

Any organization can be the victim to workplace violence. With careful planning, an organization will be able to identify and diffuse situations before they develop. Additionally, organizations will be better able to respond to a crisis. Here are three steps to help your organization avoid workplace violence: Step 1: Assess your risk, and take prevention […] Read More

Posted in: liability insurance Non-Profit Insurance professional liability Social Services Uncategorized Workers Compensation

The 4 reasons why your clients need cyber liability insurance

Posted on: August 5, 2015 by Care Providers Insurance

  What’s the common denominator between a three hour shut down of the New York Stock Exchange, a network failure that grounded all United Airlines flights, and the recall of over 1.4 million jeep vehicles? Cyber threats. And if cyber-crime can affect some of the largest organizations in the United States, it can definitely hurt […] Read More

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Niches: Small Markets with Huge Returns

Posted on: July 1, 2015 by Care Providers Insurance

Have you ever heard the term “Jack of all trades, master of none”? This figure of speech refers to the individual who can show competency in a variety of areas, but doesn’t excel at anything in particular. In the book Riches in Niches: How to Make It Big in a Small Market, author Susan A. […] Read More

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Non Profit Job Training Programs

Posted on: October 10, 2014 by Care Providers Insurance

Responding to the Non Profit Job Training Programs Challenge A recent Workforce Report revealed that while technological advances are creating new industries, new professions, and new demands as well as careers that didn’t even exist as of a decade ago, these businesses also seek unprecedented levels of education and training in their employees. This is […] Read More

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Insurance for Head Start Programs

Posted on: September 30, 2014 by Care Providers Insurance

Insurance for Head Start Programs: What Leaders Should Know Head start programs and schools across the nation were designed to provide a rich preschool experience for the children of low-income families. Like most nonprofits, your clients in this industry are exposed to unique risks. This is especially true since they work with children, oftentimes in […] Read More

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The Basics of Non Profit Business Insurance

Posted on: August 18, 2014 by Care Providers Insurance

The Basics of Non Profit Business Insurance When it comes to insuring non profits, the most important thing to remember is that these organizations are much more vulnerable to financial losses, given that they rarely have a large amount of funds. A lawsuit or legal claim of any kind could be enough to financially devastate […] Read More

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